About Us

Established in 1906, 28 original founders organized the company. Collectively, they owned $30,400 worth of property that they desired to insure against fire & lightning. They formed a farmers’ mutual and a company was born.

Many changes have evolved over the years, with Flaxton Farmers Mutual also changing with the times. We work hard to offer our policyholders what they need in an ever changing world.

We write business in 13 counties, most of which are located in northwestern North Dakota. Our product is marketed through independent insurance agents.

Presently, we are reinsured with Grinnell Mutual Reinsurance Company of Grinnell, IA.

Flaxton Farmers Mutual is a member of NDAFMIC, our state insurance association and NAMIC, our national insurance association. Our Board of Directors consists of 6 board members. They maintain control of the company’s operations, along with a manager/secretary. The board is elected by the membership at the company’s Annual Meeting, the 1st Wednesday of June each year.

Board of Directors

  • Nathan Jepsen – President
  • Jerol Staael – Vice President
  • Ted Hawbaker
  • Tom Dhuyvetter
  • Douglas Winzenburg
  • Arlan Espeseth


  • Courtney Seime-Secretary/Manager
  • Bonnie Anderson-Office Secretary